Percentage increase and decrease — and why up 20% then down 20% does not bring you back.
Worked: 12% of ₱250 → 10% is ₱25, 1% is ₱2.50, so 12% is 25 + 2.50 + 2.50 = ₱30. No formula, no calculator.
| Change | Increase × | Decrease × |
|---|---|---|
| 5% | 1.05 | 0.95 |
| 10% | 1.10 | 0.90 |
| 12% | 1.12 | 0.88 |
| 15% | 1.15 | 0.85 |
| 20% | 1.20 | 0.80 |
| 25% | 1.25 | 0.75 |
| 35% | 1.35 | 0.65 |
| 50% | 1.50 | 0.50 |
+p% is × (1 + p/100). −p% is × (1 − p/100). And Day 1 in one line: 1.20 × 0.80 = 0.96.
0.50 × 0.80 = 0.40, so you pay 40% and save 60%.
The second 20% is taken of the sale price, not the original.
₱1 000 → ₱500 → ₱400.